The ACA has expanded our health care system in order to create a system that makes coverage available to most Americans. The ACA has not drastically changed the structure of our nation’s health care system. Instead, it has built off of what was already there to fill in the gaps in coverage. It has also created some new protections for people using health insurance.
In order to expand health coverage to most Americans, the ACA addressed some of the main reasons why many Americans did not have health insurance: arizona health insurance
- Before the ACA, health coverage was often linked to your job– if you lost your job, you would lose your insurance. Now, there are more affordable options for health coverage even if you don’t have a job right now.
When people are unable to obtain an affordable, employer-sponsored group health insurance plan, they usually figure an individual health insurance plan is their only other option, short of state-sponsored health care. Purchasing an individual health insurance plan is indeed an option, but if you can’t afford it at this time in your life you may want to consider finding affordable health care with a major medical plan.
Having health insurance is important. Health care is expensive, and the cost is steadily rising. If you don’t have employer-sponsored group health coverage, and aren’t eligible for a state-sponsored health plan, you must purchase some sort of health insurance.medicare health insurance brokers near me While regular individual health insurance plans are generally less expensive as far as monthly premiums are concerned, major medical insurance plans cover a greater portion of the more expensive medical treatments and procedures. Take these factors into consideration when shopping for the most affordable health insurance plan for you.
When comparing individual health insurance plans and major medical plans, you’ll probably find that major medical plans are generally more expensive.phoenix health insurance brokers for small business But you’re not looking for more expensive! You’re looking for affordable health care! Rest assured, you can find affordable health care with a major medical insurance plan. While you may spend more on monthly premiums when you purchase a major medical insurance plan, you will save money when it comes to major medical costs– think major surgeries, extended hospital stays, etc. These kinds of health care coverage are much more expensive than, say, a regular check-up. These kinds of health care coverage are also the kinds that will financially break you if you don’t have coverage, or enough coverage, in the event they occur. A regular individual health insurance plan will not cover the same high dollar amount of major medical care that a major medical insurance plan will cover. This is the point at which those higher monthly premiums begin to make sense.